When I am talking about the exchange, I do not talk about the commerce. I talk about the salaries of workers. The amount of value that is created by people should determine their salaries. This has nothing to do with creation of money. I talk about creation of value, which is a good or a service, and exchange of that value in return of money.
The taxes of the government is also used to fund small businesses. In developing countries, they support the entrepreneurs with money or, they support the buyers by having tax relief on that sector. This situation let’s the small businesses to compete stronger in the market. Your point of view for tax is partially wrong. Taxes are not only used for the money traffic, but they are also used for services.
I still believe that people do not have enough control on the money(the exchange material of their labor) for many countries. Having control on the money means that the money distribution is made well and fair, so that the gap between amount of rich people and amount of poor people is low. The bourgeois is not accepted as the people I talk about here. When I say people, I mean middle class and work class.
Democracy do not let the people control the money in market. If it was like that, then after each election, the money distribution in the country would be better than before, so that people would control the bigger portion of money in the market.
Democracy is valid only if it is done to choose politicians who will protect the system, make sure that the money distribution is made fair and, modify the system to give even more power to the community.
Note: I also haven’t said anything about any specific country. If you are from the countries which are in the first 20 in the chart, then the “people” in your country controls the money.